Terms of Service

Welcome to Affordify, a UK-based product. These Terms of Service ("Terms") govern your access to and use of the Affordify website, applications, and services. By accessing or using Affordify, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access our services.

1. Definitions

• "Service" refers to the Affordify website, applications, and platforms operated by Affordify.
• "User" refers to individuals who access or use our Service.
• "Content" includes text, images, data, articles, documents, graphics, logos, and other materials.
• "Subscription" refers to the paid access to premium features of our Service.

2. Acceptance of Terms

By accessing or using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

3. User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for:

• Maintaining the confidentiality of your account and password.
• Restricting access to your account.
• Accepting responsibility for all activities that occur under your account.
• Notifying us immediately of any unauthorized access to your account.

We reserve the right to terminate accounts, remove or edit content, or cancel subscriptions at our discretion.

4. Subscription Services

Affordify offers subscription-based services with different features and pricing tiers.

• Subscription fees are charged in advance on a monthly or annual basis, depending on your selected plan.
• Subscription automatically renews unless canceled before the renewal date.
• Users may upgrade, downgrade, or cancel their subscription at any time, subject to our Refund and Cancellation Policy.

5. Intellectual Property

The Service and its original content, features, and functionality are owned by Affordify and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any materials from our Service without our prior written consent.

6. User Content

By submitting content to our Service, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, and distribute your content across any media.

You represent and warrant that you own or control all rights to the content you post and that your content does not violate these Terms or any applicable law.

7. Prohibited Uses

You agree not to use our Service:

• In any way that violates any applicable federal, state, local, or international law or regulation.
• To transmit or procure the sending of any advertising or promotional material without our prior consent.
• To impersonate or attempt to impersonate Affordify, an employee, another user, or any other person or entity.
• To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Service.
• To attempt to access areas of the Service not intended for public access.

8. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis, without any warranties of any kind, either express or implied. Affordify disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Service will be uninterrupted, timely, secure, or error-free, or that any content provided through the Service is accurate, reliable, or complete.

9. Limitation of Liability

In no event shall Affordify be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

10. Indemnification

You agree to defend, indemnify, and hold harmless Affordify and its employees, contractors, agents, officers, and directors from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses arising from your use of the Service or your violation of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law principles. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service or contact us to request account deletion.

13. Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

14. Contact Us

If you have any questions about these Terms, please contact us at:

Email: support@affordify.app